Credit Repair Australia :: Frequently Asked Questions (FAQ)

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© Copyright 2007 Credit Repair Australia™ Pty Limited ACN:120 248 311 All Rights Reserved. Conditions Apply.
Credit Repair Australia™ Pty Limited ACN: 120 248 311 (CRA) & D.R. Administration Pty Limited ACN: 125 218 340 (DRA) are wholly owned but non-guaranteed subsidiaries of D.R. Capital Pty Limited ACN: 103 959 502 (DRC). CRA & DRA are managed independently of DRC. Credit Repair Australia is a trademark of D.R. Capital Pty Ltd ACN: 103 959 50, registration pending.




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		Frequently Asked Questions

	General What does Credit Repair Australia™ do? Who are D.R. Capital and D.R. Administration Pty Limited? Is Credit Repair Australia™ lawyers or financial advisors? Credit Repair What is a credit report? What is in a credit report? Do I have a credit report? How did I get this report? Who keeps this information? Is it legal to keep my personal information? How does my credit rating affect me? How can I find out my credit rating? How can I get a bad credit rating? Is my credit rating legal? What about my privacy? How much bad credit does it take to be denied finance? Does paying the debt fix my credit rating? How can I repair my credit rating? What happens if the rating is based on incorrect information? Is credit repair legal? How does credit repair remove my bad credit listings? Can this system be trusted? How long does it take? Do you provide a guarantee? What happens if I need a lawyer? What do I do next? Alternatives to bankruptcy What is a debt agreement? What does insolvent mean? What is bankruptcy? Is a debt agreement the same as going bankrupt? What does a debt agreement do? What is a provable unsecured debt? Do all creditors have to agree to my proposal? What if an unsecured creditor doesn’t vote or decides to vote against my proposal? Can you guarantee that my creditors will accept my debt agreement proposal? Will I be able to make one single payment weekly or fortnightly to all of my unsecured creditors? Will a debt agreement affect my credit rating? What is ITSA? Does ITSA have to accept my proposal? How long does it take? What are the important dates? Do I pay my unsecured creditors between the date ITSA accepts my debt agreement for processing and the deadline date? How does the process work? Should I continue to talk with my creditors? What happens if I do not disclose all of my debts? What happens if my debt agreement proposal is accepted by my creditors? What happens if my creditors reject my debt agreement proposal? If creditors accept my proposal, do I have to pay any fees? Contact us for more information.



Home l Contact us l Privacy l Terms of Use l Site Map © Copyright 2007 Credit Repair Australia™ Pty Limited ACN:120 248 311 All Rights Reserved. Conditions Apply. Credit Repair Australia™ Pty Limited ACN: 120 248 311 (CRA) & D.R. Administration Pty Limited ACN: 125 218 340 (DRA) are wholly owned but non-guaranteed subsidiaries of D.R. Capital Pty Limited ACN: 103 959 502 (DRC). CRA & DRA are managed independently of DRC. Credit Repair Australia is a trademark of D.R. Capital Pty Ltd ACN: 103 959 50, registration pending.