Home Loans

Credit Repair Australia™ are not financiers or brokers, however we do help people to design and restructure debt so that it is affordable and manageable.

If you are in debt and own a home then refinancing your property may be an option for you. Even though we are not financiers or brokers Credit Repair Australia™ may be able to assist you with your home loan to relieve the pressure of debts or multiple repayments.

There are other methods of eliminating your debt without borrowing further money against your home, such as a debt agreement, informal arrangements & creditor negotaitions. This is useful for people who may not have much equity in their property.

Most home loans, repayments and interest rates are directly affected by your credit report. A small default, overdue account, late payment or misstatement on your report can dramatically affect how much interest you pay, in some cases upwards of 10% on a home loan, which we believe is unfair.

Some people ignore the high interest rates on their home loans or don’t realise how much it actually affects them. The difference in 2% interest on a home loan could mean that you pay up to an extra $150,000 or even more over the life of the loan.

Credit Repair Australia™ can help to design a budget and refinance existing debt, negotiate with creditors to accept a lesser amount to settle the debt and even refer you to financiers or brokers that can offer the type of loan that may your needs.

Find out more.